Banking IT Consultant (Payments / SEPA)

About RMT Labs

RMT Labs SA is a Luxembourg-based research and technology company building the future of hiring in Europe. We operate two complementary brands: Talent Quanta, a profitable recruitment and ICT-consulting business serving clients across Europe since 2022, and Skillbourg, an AI-powered talent platform born from that real-world recruitment intelligence.

About the role

As a Banking IT Consultant specialised in payments, you will help banks deliver payment system, SWIFT and SEPA projects. You will connect business, operations and IT teams, and make sure payment solutions are compliant, reliable and delivered on time.

What you will do

• Analyse payment processes and requirements with business and operations teams

• Work on SEPA, SWIFT and instant payment projects

• Write functional specifications and support solution design

• Coordinate testing with banks, vendors and payment schemes

• Support migrations such as ISO 20022

• Advise clients on regulatory and market changes in payments

What you bring

• 6+ years of experience in banking IT, with a focus on payments

• Strong knowledge of SEPA, SWIFT and ISO 20022

• Experience with payment systems and payment hubs

• Experience writing specifications and running tests

• Strong stakeholder management skills

• You work well remotely and manage your own priorities

Nice to have

• Experience with instant payments (SCT Inst) and T2

• Knowledge of PSD2 and payment regulations

• Experience with vendors such as Finastra, Temenos or similar

• Experience with Luxembourg or Benelux banks

• Pension contributions in line with the Luxembourg social security system

• Generous paid time off (26+ days/year)

• Sick leave coverage

• Flexible working hours

• Flat hierarchy and fast decision-making

• Performance-based bonuses

• Mobile phone and/or laptop provided

• Learning & development budget (courses, certifications, conferences)

• Access to mentorship and coaching

• Career progression opportunities in a fast-growing company

• Team retreats and off-sites

• Modern office environment (if onsite), with snacks and social areas

• Multicultural, English-speaking workplace

• Support with visa/work permit if applicable

• Networking opportunities within Luxembourg’s startup ecosystem as part of the Luxembourg City Incubator