Credit Risk Analyst

ABOUT THE OPPORTUNITY

Our client is a fast-growing fintech company operating across the BeNeLux region, specializing in digital and responsible financing solutions.

As part of its continued growth, the Risk team is strengthening with a Credit Risk Analyst / Risk Assessment Analyst.

This role stands out through one key element: direct exposure to senior management and the Executive Committee (CODIR), with a tangible impact on strategic business decisions.

Find out more about this role by reading the information below, then apply to be considered.

YOUR ROLE

You will sit at the core of the risk decision-making framework and actively contribute to business growth.

Your mission is to optimize credit risk policies while ensuring a strong and controlled risk framework.

You will operate at the intersection of data, risk, and business strategy, driving continuous improvement of models, tools, and processes.

EXPOSURE & IMPACT

This is a highly visible role with strong interaction at senior level.

You will have:

• Direct exposure to the Executive Committee (CODIR)
• Regular presentation of risk analyses and strategic recommendations
• A role in key risk vs. business trade-off discussions
• A direct influence on credit policies and growth strategy

Your insights will directly shape business decisions.

KEY RESPONSIBILITIES

1. Credit Risk Policy & Underwriting

• Define and evolve credit granting rules and risk policies
• Adapt risk strategies in line with business objectives
• Contribute to the improvement of scoring models and decision engines

2. Data Analysis & Performance Monitoring

• Analyse credit risk data and identify key trends
• Build and maintain relevant Risk & Business KPIs
• Produce clear reporting and actionable recommendations for management and CODIR

3. Process Optimization

• Identify opportunities to improve underwriting processes
• Challenge existing tools, systems, and decision frameworks
• Contribute to automation and continuous improvement initiatives

4. Control & Fraud Prevention

• Perform regular internal controls and risk reviews
• Detect anomalies and areas for optimization
• Contribute to fraud detection and prevention initiatives

PROFILE REQUIRED

Education & Experience

• Master’s degree in Statistics, Mathematics, Economics, or related field
• Minimum 5 years of experience in Credit Risk / Risk Analysis

Technical skills

• Strong data analysis xbpgvfh capabilities
• Advanced Excel skills
• Good knowledge of Business Objects
• Ability to translate data into business-driven recommendations

Soft skills

• Autonomous and proactive mindset
• Strong analytical and synthesis skills
• High level of rigor and attention to detail
• Strong communication skills, comfortable with senior stakeholders

COMPENSATION & BENEFITS

• Competitive gross annual salary aligned with market standards
• Annual performance bonus
• Meal vouchers
• Eco vouchers
• Full reimbursement of public transport costs
• Hospitalisation insurance
• Group insurance
• Flexible hybrid working arrangement
• Ultra-modern offices in Brussels, with access to a fitness room, bicycle parking, and comfortable workspaces.